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Unsecured business loans

Get the funding you need, without risking your assets, with a quick and flexible unsecured business loan. We’re on your side here at mcl finance. Our dynamic approach is designed to help your small business get to where it’s going. Apply today!

100+

100+ businesses trust mcl for simplicity and speed.

Why choose mcl

Unsecured loans tailored for your business

Many banks and lenders only focus on what’s right for them. Whether it’s long and complicated application processes or rigid loan agreements, it can be tricky to find funding that works for you. But we do things differently. Access to unsecured business loans that is quick, simple and flexible – that’s the mcl finance way.

You’ve already got enough on your plate running a business. And you certainly don’t need the added pressure of secured assets. That’s why we help businesses access small business loans that are unsecured, meaning you can access funding with a personal guarantee instead.

Cash in your pocket. No collateral strings attached.

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Great and speedy service. We got the funds in no time.

Ed Soltani

reviews.io

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Great and speedy service. We got the funds in no time.

Ed Soltani

reviews.io

How it works

How a business loan through mcl finance works

Managing your finances has never been easier! Follow these steps to take control of your money today.

How it works

How a business loan through mcl finance works

Managing your finances has never been easier! Follow these steps to take control of your money today.

Work Image

Finora streamlines financial planning! With AI budgeting, I save 20% each month.

Author

Sbastin Moy

Content Creator

Brand
Work Image

Finora streamlines financial planning! With AI budgeting, I save 20% each month.

Author

Sbastin Moy

Content Creator

Brand

1. Apply for a business loan

To get started, check your eligibility by submitting some basic information. If you’re eligible, we’ll ask you for a few documents such as your business accounts, photo ID and last three months of business bank statements.

1. Apply for a business loan

To get started, check your eligibility by submitting some basic information. If you’re eligible, we’ll ask you for a few documents such as your business accounts, photo ID and last three months of business bank statements.

2. Get approved

With the support of a dedicated account manager, we’ll help you through the full approval process. Your business will be evaluated on the metrics that actually matter, such as disposable income, payment history and expected cash flow. You’ll then get a quick decision.

2. Get approved

With the support of a dedicated account manager, we’ll help you through the full approval process. Your business will be evaluated on the metrics that actually matter, such as disposable income, payment history and expected cash flow. You’ll then get a quick decision.

3. You’ll get your loan

If your application is successful, you’ll usually receive the business loan in your bank on the same day. And you’re in control from there.

3. You’ll get your loan

If your application is successful, you’ll usually receive the business loan in your bank on the same day. And you’re in control from there.

We’ve made our application process as quick and easy as possible. Apply in minutes and you could receive the loan for your business on the same day. We’ll always provide an initial decision straight away without impacting your credit score, so there’s no risk.

We’ve made our application process as quick and easy as possible. Apply in minutes and you could receive the loan for your business on the same day. We’ll always provide an initial decision straight away without impacting your credit score, so there’s no risk.

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Use cases

What can you use 
business loans for?

  • Investing in new technology
  • Grabbing an unmissable opportunity
  • Bridging a funding gap
  • Fuelling growth and expansion
  • Managing cash flow
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Business stories

We've already helped businesses like yours

We know how challenging life as a small business owner can be. That’s why we’re here to help you access the funding you need to focus your time and effort on the other things that matter. Here’s how we’ve helped customers already:

£250k

Offered in cash injections to support businesses around the UK.

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When Covid-19 kicked-in and the UK went into lockdown, so did access to loans. A broker referred me to mcl finance who were happy to offer financial assistance. mcl finance is superb and quick! A few clicks on your phone, signing e-docs, direct debit completion and the money is in your account the next day. I will definitely use this company again.

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Lilly Jones
,

Director, Jones Real Estate Limited

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Apply for an unsecured business loan today

A new chapter awaits. Take your business to the next level without putting your assets at risk with a fast and flexible unsecured loan from mcl finance.

Apply today and you could be making big moves within a few hours. Don’t hesitate to contact us with any questions or feel free to make a start on your application right away.

How it works

How a business loan through mcl finance works

Managing your finances has never been easier! Follow these steps to take control of your money today.

Work Image

Finora streamlines financial planning! With AI budgeting, I save 20% each month.

Author

Sbastin Moy

Content Creator

Brand
Work Image

Finora streamlines financial planning! With AI budgeting, I save 20% each month.

Author

Sbastin Moy

Content Creator

Brand

1. Apply for a business loan

To get started, check your eligibility by submitting some basic information. If you’re eligible, we’ll ask you for a few documents such as your business accounts, photo ID and last three months of business bank statements.

2. Get approved

With the support of a dedicated account manager, we’ll help you through the full approval process. Your business will be evaluated on the metrics that actually matter, such as disposable income, payment history and expected cash flow. You’ll then get a quick decision.

3. You’ll get your loan

If your application is successful, you’ll usually receive the business loan in your bank on the same day. And you’re in control from there.

We’ve made our application process as quick and easy as possible. Apply in minutes and you could receive the loan for your business on the same day. We’ll always provide an initial decision straight away without impacting your credit score, so there’s no risk.

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