Retail business loans
Fuel your growth with loans specifically built for the retail sector. From high street shops to online businesses, we offer access to fast and flexible funding so you can focus on where your business is heading. Apply today!
Retail business loans
Fuel your growth with loans specifically built for the retail sector. From high street shops to online businesses, we offer access to fast and flexible funding so you can focus on where your business is heading. Apply today!
1000+
100+ businesses trust mcl for simplicity and speed.
Why choose mcl
Loans tailored for your retail business
In a dynamic and fast-paced industry like retail, you need loans that work with you – not against you.
Whether it’s acquiring additional stock, expanding your premises, or launching a marketing campaign, our retail business loans are designed to be as quick, easy and flexible as you need.
You’ve already got so much to think about running a retail shop. So, let us worry about getting the small business loan you need and get back to turning your vision into a reality. Your customers are your priority and you’re ours.
How it works
How a business loan through mcl finance works
Managing your finances has never been easier! Follow these steps to take control of your money today.
Finora streamlines financial planning! With AI budgeting, I save 20% each month.
Sbastin Moy
Content Creator
Finora streamlines financial planning! With AI budgeting, I save 20% each month.
Sbastin Moy
Content Creator
1. Apply for a business loan
To get started, check your eligibility by submitting some basic information. If you’re eligible, we’ll ask you for a few documents such as your business accounts, photo ID and last three months of business bank statements.
2. Get approved
With the support of a dedicated account manager, we’ll help you through the full approval process. Your business will be evaluated on the metrics that actually matter, such as disposable income, payment history and expected cash flow. You’ll then get a quick decision.
3. You’ll get your loan
If your application is successful, you’ll usually receive the business loan in your bank on the same day. And you’re in control from there.
→
We’ve made our application process as quick and easy as possible. Apply in minutes and you could receive the loan for your business on the same day. We’ll always provide an initial decision straight away without impacting your credit score, so there’s no risk.
100+
100+ businesses trust mcl for simplicity and speed.
Why choose mcl
Loans tailored for your retail business
In a dynamic and fast-paced industry like retail, you need loans that work with you – not against you.
Whether it’s acquiring additional stock, expanding your premises, or launching a marketing campaign, our retail business loans are designed to be as quick, easy and flexible as you need.
You’ve already got so much to think about running a retail shop. So, let us worry about getting the small business loan you need and get back to turning your vision into a reality. Your customers are your priority and you’re ours.
Great and speedy service. We got the funds in no time.
Ed Soltani
reviews.io
How it works
How a business loan through mcl finance works
Managing your finances has never been easier! Follow these steps to take control of your money today.
1. Apply for a business loan
To get started, check your eligibility by submitting some basic information. If you’re eligible, we’ll ask you for a few documents such as your business accounts, photo ID and last three months of business bank statements.
2. Get approved
With the support of a dedicated account manager, we’ll help you through the full approval process. Your business will be evaluated on the metrics that actually matter, such as disposable income, payment history and expected cash flow. You’ll then get a quick decision.
3. You’ll get your loan
If your application is successful, you’ll usually receive the business loan in your bank on the same day. And you’re in control from there.
→
We’ve made our application process as quick and easy as possible. Apply in minutes and you could receive the loan for your business on the same day. We’ll always provide an initial decision straight away without impacting your credit score, so there’s no risk.
Use cases
What can you use
business loans for?
Investing in new technology
Grabbing an unmissable opportunity
Bridging a funding gap
Fuelling growth and expansion
Managing cash flow
Business stories
We've already helped businesses like yours
We know how challenging life as a small business owner can be. That’s why we’re here to help you access the funding you need to focus your time and effort on the other things that matter. Here’s how we’ve helped customers already:
£750k
Offered in cash injections to support businesses around the UK.
When Covid-19 kicked-in and the UK went into lockdown, so did access to loans. A broker referred me to mcl finance who were happy to offer financial assistance. mcl finance is superb and quick! A few clicks on your phone, signing e-docs, direct debit completion and the money is in your account the next day. I will definitely use this company again.
Lilly Jones
,
Director, Jones Real Estate Limited
Business stories
We've already helped businesses like yours
We know how challenging life as a small business owner can be. That’s why we’re here to help you access the funding you need to focus your time and effort on the other things that matter. Here’s how we’ve helped customers already:
£250k
Offered in cash injections to support businesses around the UK.
When Covid-19 kicked-in and the UK went into lockdown, so did access to loans. A broker referred me to mcl finance who were happy to offer financial assistance. mcl finance is superb and quick! A few clicks on your phone, signing e-docs, direct debit completion and the money is in your account the next day. I will definitely use this company again.
Lilly Jones
,
Director, Jones Real Estate Limited
Apply for a retail business loan today
Take the next step with a loan for retail from mcl finance. Our unsecured loans are fast and flexible to help you make bold decisions for your business.
Apply today and we’ll get back to you with a decision as quickly as we can. Feel free to contact us with any questions or get started on your application straight away.
Does your retail business take card payments? Then you’re in luck! Take a look at our merchant cash advance. It’s a flexible way to pay back your loan, through a small percentage of your card transactions. So why wait?
Retail business loans are a fantastic way to secure the financial support your retail business needs. With these loans, you can receive the full amount of money you require and make convenient monthly repayments at a fixed fee that includes interest. It's important to note that loans for retail businesses may require a personal guarantee. This means that as the business owner, you would become personally liable for paying back the money in the event of any default on loan repayments.
Healthcare business loans are a fantastic way to secure the financial support your practice or clinic needs. With these loans, you can receive the full amount of money you require and make convenient monthly repayments at a fixed fee that includes interest. It's important to note that loans for healthcare businesses may require a personal guarantee. This means that as the business owner, you would become personally liable for paying back the money in the event of any default on loan repayments.
Hospitality business loans are a fantastic way to secure the financial support your business needs. With these loans, you can receive the full amount of money you require and make convenient monthly repayments at a fixed fee that includes interest. It's important to note that loans for hospitality businesses may require a personal guarantee. This means that as the business owner, you would become personally liable for paying back the money in the event of any default on loan repayments.
In an ideal world, organic growth and healthy cash flow would be enough to finance your retail shop. But we understand this isn't always how things work. Our retail finance loans offer quick, flexible funding to help you take your business to the next level with that added support.
In an ideal world, organic growth and a steady patient base would be enough to finance your healthcare business. But we understand this isn't always how things work. Our healthcare finance loans offer quick, flexible funding to help you invest in equipment, expand your services, and take your practice to the next level.
Healthcare business loans are a fantastic way to secure the financial support your practice or clinic needs. With these loans, you can receive the full amount of money you require and make convenient monthly repayments at a fixed fee that includes interest. It's important to note that loans for healthcare businesses may require a personal guarantee. This means that as the business owner, you would become personally liable for paying back the money in the event of any default on loan repayments.
Our loans are suitable for a wide range of retailers: from convenience stores to bookshops, antique and vintage shops — you name it, we'll help it.
In an ideal world, organic growth and a full house every night would be enough to finance your hospitality business. But we understand this isn't always how things work. Our hospitality finance loans offer quick, flexible funding to help you refurbish, restock, hire staff, and take your business to the next level.
In an ideal world, organic growth and a steady patient base would be enough to finance your healthcare business. But we understand this isn't always how things work. Our healthcare finance loans offer quick, flexible funding to help you invest in equipment, expand your services, and take your practice to the next level.
On the face of it, they are the same thing. A key thing that retail owners should consider when applying for a business loan is their cash flow. Retailers tend to see fluctuations in their sales; for example, a florist will be busier around Valentine's Day in February and quieter in January. Therefore, it's good to provide lenders with your bank statements over a longer period so they can take into consideration dips in your cash flow to approve you for a retail loan that best fits your business.
Our loans are suitable for a wide range of healthcare businesses: from dental practices and physiotherapy clinics to care homes and private GP surgeries — you name it, we'll help it.
Our loans are suitable for a wide range of healthcare businesses: from dental practices and physiotherapy clinics to care homes and private GP surgeries — you name it, we'll help it.
UK-based · Private or limited company · Turnover of at least £15,000 per month · Trading for more than 12 months
On the face of it, they are the same thing. A key thing that hospitality owners should consider when applying for a business loan is their cash flow. Hospitality businesses tend to see significant fluctuations in revenue across seasons; a seaside hotel, for example, will be far busier in summer than in winter. It's therefore good to provide lenders with your bank statements over a longer period so they can take into consideration seasonal dips in cash flow to approve you for a loan that best fits your business.
On the face of it, they are the same thing. A key thing that hospitality owners should consider when applying for a business loan is their cash flow. Hospitality businesses tend to see significant fluctuations in revenue across seasons; a seaside hotel, for example, will be far busier in summer than in winter. It's therefore good to provide lenders with your bank statements over a longer period so they can take into consideration seasonal dips in cash flow to approve you for a loan that best fits your business.
Get Started
Fast, reliable, and trusted by thousands
Join thousands who trust us to grow their business. Round the clock support, flexible to your needs.
Get Started
Fast, reliable, and trusted by thousands
Join thousands who trust us to grow their business. Round the clock support, flexible to your needs.
Get Started
Fast, reliable, and trusted by thousands
Join thousands who trust us to grow their business. Round the clock support, flexible to your needs.