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Short-term business loans

Get fast and flexible access to short-term finance in as little as the same day with a business loan via mcl finance. We’re in your corner, providing your business access to the funding it needs need to achieve its ambitions.

100+

100+ businesses trust mcl for simplicity and speed.

Why choose mcl

Flexible, short-term loans loans for your business

We understand that many businesses often need quick access to cash, whether it’s so they can seize opportunities or cover unexpected costs. Whatever the reason why your business needs short-term finance, the last thing you need is complicated application processes and rigid loan agreements getting in the way.

That’s where a short-term business loan comes in. They give you rapid access to lending without any lengthy contracts. You can choose exactly how long you want the loan to last, from 1 to 24 months. And after you’ve got the extra cash in your account, you’re free to focus on what matters most.

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Great and speedy service. We got the funds in no time.

Ed Soltani

reviews.io

Work Image

Great and speedy service. We got the funds in no time.

Ed Soltani

reviews.io

How it works

How a business loan through mcl finance works

Managing your finances has never been easier! Follow these steps to take control of your money today.

How it works

How a business loan through mcl finance works

Managing your finances has never been easier! Follow these steps to take control of your money today.

Work Image

Finora streamlines financial planning! With AI budgeting, I save 20% each month.

Author

Sbastin Moy

Content Creator

Brand
Work Image

Finora streamlines financial planning! With AI budgeting, I save 20% each month.

Author

Sbastin Moy

Content Creator

Brand

1. Apply for a business loan

To get started, check your eligibility by submitting some basic information. If you’re eligible, we’ll ask you for a few documents such as your business accounts, photo ID and last three months of business bank statements.

1. Apply for a business loan

To get started, check your eligibility by submitting some basic information. If you’re eligible, we’ll ask you for a few documents such as your business accounts, photo ID and last three months of business bank statements.

2. Get approved

With the support of a dedicated account manager, we’ll help you through the full approval process. Your business will be evaluated on the metrics that actually matter, such as disposable income, payment history and expected cash flow. You’ll then get a quick decision.

2. Get approved

With the support of a dedicated account manager, we’ll help you through the full approval process. Your business will be evaluated on the metrics that actually matter, such as disposable income, payment history and expected cash flow. You’ll then get a quick decision.

3. You’ll get your loan

If your application is successful, you’ll usually receive the business loan in your bank on the same day. And you’re in control from there.

3. You’ll get your loan

If your application is successful, you’ll usually receive the business loan in your bank on the same day. And you’re in control from there.

We’ve made our application process as quick and easy as possible. Apply in minutes and you could receive the loan for your business on the same day. We’ll always provide an initial decision straight away without impacting your credit score, so there’s no risk.

We’ve made our application process as quick and easy as possible. Apply in minutes and you could receive the loan for your business on the same day. We’ll always provide an initial decision straight away without impacting your credit score, so there’s no risk.

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Use cases

What can you use 
business loans for?

  • Investing in new technology
  • Grabbing an unmissable opportunity
  • Bridging a funding gap
  • Fuelling growth and expansion
  • Managing cash flow
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Business stories

We've already helped businesses like yours

We know how challenging life as a small business owner can be. That’s why we’re here to help you access the funding you need to focus your time and effort on the other things that matter. Here’s how we’ve helped customers already:

£250k

Offered in cash injections to support businesses around the UK.

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When Covid-19 kicked-in and the UK went into lockdown, so did access to loans. A broker referred me to mcl finance who were happy to offer financial assistance. mcl finance is superb and quick! A few clicks on your phone, signing e-docs, direct debit completion and the money is in your account the next day. I will definitely use this company again.

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Lilly Jones
,

Director, Jones Real Estate Limited

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Apply for a short-term business loan today

The world of business finance is rarely a breeze. That’s why it’s our passion to give businesses like yours easy access to funding, so you and your customers can flourish.

Apply for a short-term business loan today and the funds could be in your business bank account in as little as the same day. Feel free to contact us if you have any questions. If not, start your application right away.

How it works

How a business loan through mcl finance works

Managing your finances has never been easier! Follow these steps to take control of your money today.

Work Image

Finora streamlines financial planning! With AI budgeting, I save 20% each month.

Author

Sbastin Moy

Content Creator

Brand
Work Image

Finora streamlines financial planning! With AI budgeting, I save 20% each month.

Author

Sbastin Moy

Content Creator

Brand

1. Apply for a business loan

To get started, check your eligibility by submitting some basic information. If you’re eligible, we’ll ask you for a few documents such as your business accounts, photo ID and last three months of business bank statements.

2. Get approved

With the support of a dedicated account manager, we’ll help you through the full approval process. Your business will be evaluated on the metrics that actually matter, such as disposable income, payment history and expected cash flow. You’ll then get a quick decision.

3. You’ll get your loan

If your application is successful, you’ll usually receive the business loan in your bank on the same day. And you’re in control from there.

We’ve made our application process as quick and easy as possible. Apply in minutes and you could receive the loan for your business on the same day. We’ll always provide an initial decision straight away without impacting your credit score, so there’s no risk.

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