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Hospitality business loans

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Unsecured loans

from £5,000 to £100,000

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Borrow over

1 to 24 months

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No early

repayment fees

Hospitality loans serving your business

There’s little time to deal with complicated loan applications when you’ve got customers to attend to. Many banks don’t understand this, but we do. The mcl finance way offers a convenient route to hospitality business loans, giving you the quick and flexible funds needed to enhance your customer experience.

As a business owner in the hospitality industry, you have a lot on your plate. We know the challenges of running a restaurant are much different to a pub or hotel, so we make sure our business loans are tailored to your business’ specific needs. With cash in your pocket, you can get back to doing what you do best.

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How our hospitality
business loans work

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We’ll always assess your eligibility first. For this, you need to submit some basic information and then we’ll get back to you with an initial decision. If we think you’re eligible, we’ll ask for documents such as a photo ID and your last three months of business accounts.

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Get approved

You’ll have the support of a dedicated account manager with you every step of the way as we take you through the full approval process. We’ll consider factors such as disposable income, payment history and expected cash flow before making a final decision.

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You’ll get your loan

Once your application has been approved, you should receive your hospitality business loan in under four hours. With cash in your account, you can start putting it to good use

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What can you use hospitality business loans for?

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We’ve already helped small
businesses like yours

We know how challenging life as a small business owner can be. That’s why we’re here to help you access the funding you need to focus your time and effort on the other things that matter. Here’s how we’ve helped customers already:

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When Covid-19 kicked in and the UK went into lockdown, so did access to loans. A broker referred me to mcl finance, who were happy to offer financial assistance. mcl finance is superb and quick! A few clicks on your phone, signing e-docs, direct debit completion, and the money is in your account the next day. I will definitely use this service again!

Lilly Jones: Director, Jones Real Estate Limited

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mcl finance was actually recommended to me by my bank manager. Obviously my bank had always backed me, but they just took so long to do it. Literally the same day after my application, I had the finance I needed. It was so fast, I’ve never known anything like it.

Charlotte Richards: Founder & Managing Director,Talismanico Ltd.

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Apply for a hospitality business loan today

Take your restaurant, pub, bar or hotel to the next level with a hospitality business loan from mcl finance. Start your application today to get your funds as soon as possible or feel free to contact us with any questions.

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Hospitality business loans FAQs

Can I borrow money to open a restaurant?

To be eligible for a business loan for a restaurant, you need to have been trading in some capacity for at least 12 months and be turning over more than £15,000 per month. This doesn’t have to be from an existing restaurant, though.

If you’ve started your business at home or from a food truck and you’ve already got over 12 months of trading history and enough income, we’ll be more than happy to consider you for a loan to open up your first restaurant.

Can I get a business loan for a pub?

Is a business loan for a restaurant, pub or bar secured?