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Cash flow

business loans

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Unsecured loans

from £5,000 to £100,000

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Borrow over

1 to 24 months

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No early

repayment fees

Tailored solutions for your business cash flow

Cash flow is the fuel that keeps your business going. However, there are many reasons why cash flow can slow down or become inconsistent, ranging from seasonal sales fluctuations to late customer payments.

If your business is struggling with cash flow, an extra injection of funds could help your operations continue running smoothly. Yet traditional forms of finance with long loan terms and lengthy application processes often won’t cut it. You need fast, flexible funding. And that’s where our business cash flow loans come in.

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How our cash flow
business loans work

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Apply for a cash flow business loan

Submit some basic information and we’ll check your eligibility. Then we’ll need some documents such as your photo ID, latest filed accounts and business bank statements for the last three months.

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Get approved

A dedicated account manager will guide you through the full approval process. We’ll decide on the best loan for you based on objective aspects of your business, such as payment history, disposable income and expected cash flow, and let you know as quickly as possible.

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You’ll get your loan

If approved, you could get your cash flow loan to your business bank account in less than an hour from approval. From there, you’re in full control.

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What can you use cash flow business loans for?

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We’ve already helped small
businesses like yours

We know how challenging life as a small business owner can be. That’s why we’re here to help you access the funding you need to focus your time and effort on the other things that matter. Here’s how we’ve helped customers already:

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When Covid-19 kicked in and the UK went into lockdown, so did access to loans. A broker referred me to mcl finance, who were happy to offer financial assistance. mcl finance is superb and quick! A few clicks on your phone, signing e-docs, direct debit completion, and the money is in your account the next day. I will definitely use this service again!

Lilly Jones: Director, Jones Real Estate Limited

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mcl finance was actually recommended to me by my bank manager. Obviously my bank had always backed me, but they just took so long to do it. Literally the same day after my application, I had the finance I needed. It was so fast, I’ve never known anything like it.

Charlotte Richards: Founder & Managing Director,Talismanico Ltd.

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Apply for a cash flow business loan today

The world of business finance is rarely a breeze. That’s why it’s our passion to give businesses like yours easy access to funding, so you and your customers can flourish.

Apply for a cash flow business loan today and the funds could be in your business bank account in as little as the same day. Feel free to contact us if you have any questions. If not, start your application right away.

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Cash flow business loans FAQs

Can I repay a cash flow loan early?

Yes, you can pay back your loan early. Plus, you won’t be charged an early repayment fee. We only offer access to cash flow loans that are as flexible as possible so that we can genuinely help your business when it needs it the most.

Who can get a cash flow loan?

Can I get a cash flow loan if I’ve been rejected by a bank?